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Commercial Painting & Wallcovering COI Requirements in North Carolina

Verified compliance checklist for subcontractors operating in North Carolina under NC Licensing Board for General Contractors.

Statutory Policy Minimums

Coverage TypeMandatory Specification
General Liability (Each Occurrence)$1,000,000
General Aggregate Limit$2,000,000
Umbrella / Excess Liability$1,000,000
Workers' CompensationMandatory for 3+ employees
Regulatory OversightNC Licensing Board for General Contractors

Mandatory High-Risk Endorsements

Subcontractors in Commercial Painting & Wallcovering are routinely exposed to exclusions that leave General Contractors liable. Verify these endorsements are attached:

🛡️ Spray Painting Overspray Coverage🛡️ Heights & Scaffolding Endorsement🛡️ Waiver of Subrogation CG 24 04

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